
Commercial Real Estate Financing FAQs
Find answers to common questions about commercial real estate financing, our brokerage services, and how Solomon Stanley Financial helps clients navigate complex capital markets.
We specialize exclusively in commercial real estate financing with access to a vast network of institutional lenders, private capital, and alternative financing solutions. Our deep market knowledge and established relationships allow us to structure challenging deals and secure better terms with faster closings.
Bridge loans offer speed (2-4 weeks vs 60-90 days), flexibility, and can finance transitional properties that banks avoid. They require less documentation and offer more creative deal structures for complex scenarios.
We analyze your project’s financial structure, market position, and growth objectives to match you with the right capital sources. Our extensive lender network ensures you’re paired with lenders who understand your specific asset class and investment strategy.
Complex, time-sensitive, or unique projects outside traditional lending parameters, including ground-up developments, major renovations, distressed acquisitions, and portfolio transactions. We excel with multi-phase developments, mixed-use projects, and investments requiring both debt and equity components.
Through our comprehensive capital markets network, we connect clients with both senior debt providers and equity partners. We often structure deals where debt financing covers 70-80% of project costs while arranging preferred equity or joint venture partnerships for the remaining capital. Our approach involves presenting your deal to multiple capital sources simultaneously, creating competitive dynamics that result in better terms.
Our direct lending capabilities focus on niche opportunities where we can provide quick, flexible capital solutions. This includes select bridge loans, preferred equity investments, and gap financing for time-sensitive transactions. While our direct lending practice is limited, it allows us to move quickly on deals requiring immediate capital commitment.
We can often provide commitment letters within 48-72 hours and funding within 7-14 days for straightforward transactions. This speed advantage is crucial for competitive acquisition scenarios or when projects face imminent deadlines. Our streamlined underwriting process and quick decision-making capability set us apart in urgent situations.
Yes, our direct capital solutions are particularly well-suited for value-add properties requiring substantial improvements. We understand construction timelines, renovation costs, and the additional risks involved in repositioning assets. Our capital can bridge the gap between acquisition and stabilization, providing the flexibility needed to execute complex renovation strategies.
Most bridge loans in our network include extension options, typically allowing 6-12 month extensions with additional fees. We always negotiate these extension terms upfront, ensuring you have flexibility if your project timeline shifts. Our ongoing relationship with lenders also helps facilitate extension requests when needed.
Beyond the initial financing arrangement, we provide ongoing support throughout your project lifecycle. This includes monitoring construction draws, facilitating lender communications, addressing development issues, and preparing for a permanent financing transition. Our goal is ensuring smooth project execution from groundbreaking through stabilization.
Absolutely. We regularly work with projects involving complex zoning approvals, environmental considerations, and regulatory compliance issues. Our experience helps us identify lenders comfortable with regulatory complexities and coordinate with legal and environmental consultants. We ensure all documentation meets lender requirements for these challenging scenarios.
We arrange financing for the full spectrum of commercial development projects, including office buildings, retail centers, industrial facilities, multifamily developments, and mixed-use projects. Our lender network includes sources that specialize in specific property types, ensuring an optimal fit for your development. We also handle specialty properties like medical facilities and hospitality assets.
Our process begins with comprehensive project analysis and capital needs assessment, followed by preparing detailed marketing materials for appropriate capital sources. Once we receive initial interest, we facilitate negotiations, coordinate due diligence, and guide the transaction through closing. Throughout the process, we maintain clear communication and manage timeline expectations.
Residential properties typically include 1-4 units, such as single-family homes, duplexes, triplexes, and fourplexes. Multifamily properties are buildings with 5 or more units.
The timeline varies by financing type: bridge loans take 3-4 weeks, construction loans take 6-8 weeks, and permanent financing takes 8-12 weeks. Complex transactions or those requiring multiple approval layers may take longer. We provide realistic timeline estimates upfront and work diligently to meet or exceed expectations.
Recourse loans hold borrowers personally liable for debt beyond the collateral property, allowing lenders to pursue other assets if needed. Non-recourse loans limit lender recovery to the collateral property only, protecting borrowers’ personal assets. Most bridge and construction loans are recourse, while permanent financing often includes non-recourse options.
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Success in real estate starts with strategic financing.
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